Our Services
We are a full-service insurance company.
Business Insurance
Your business is your living, your passion, your legacy. If you don’t protect it, you could lose it. All the hard work you put into building and nurturing your business could vanish with just one lawsuit.
Life Insurance
Does your family have the funds to stay in your home?
Will your children have the money to attend college?
You don’t want to think about it. Nobody does. But you do need to think about it. Today.
Health Insurance
Cosgrove Insurance has more flexibility than big name health insurance companies, We work with numerous underwriting insurance companies, all with A ratings.
And! you don’t have to do the shopping — we do that for you.
Home Insurance
Homeowners insurance protects against damage to your home and belongings from covered perils, and safeguards your assets if you're liable for someone else's injuries or property damage
Auto Insurance
Car insurance protects you from expensive costs if you're in an accident, and it's required in nearly every state. Cosgrove Insurance, makes it's easy to get and manage affordable car insurance.
Specialty Insurance
Specialty insurance is designed to cover rare and/or expensive specialty items or events.
Get quotes from multiple companies.
Benefits of independent Agent
The advantage of independent insurance agency?
There are several potential advantages to working with independent insurance agents vs. captive agents. Working with an independent agent usually does not cost anything and can save the customer time by allowing the agency to shop for quotes from multiple insurance companies. An independent agent may be able to find a better deal for your insurance needs than you can. Ultimately, you will need to decide if these and other possible advantages are beneficial to you.
The advantage of independent insurance agency?
There are several potential advantages to working with independent insurance agents vs. captive agents. Working with an independent agent usually does not cost anything and can save the customer time by allowing the agency to shop for quotes from multiple insurance companies. An independent agent may be able to find a better deal for your insurance needs than you can. Ultimately, you will need to decide if these and other possible advantages are beneficial to you.
Multiple quotes from different companies
One of the best benefits to working with an independent insurance agency is having them shop for insurance quotes for you. With access to multiple companies, the independent insurance agent can check rates and coverage types with multiple companies at once.
You only have to provide your household information once, which saves you time. Independent insurance agents may also know which companies have the qualities you’re looking for, which will also save you time and could potentially save you money.
Personalized customer service
While captive agents can also provide personalized customer service, independent insurance agents may be more motivated to work hard to keep your business so you do not go to another agency. This means answering questions about rates, coverages and claims or filing claims on your behalf. If there is an issue with your coverage, you can call on your independent insurance agent to help resolve your problem.
Your best interests
On top of personalized customer service, an independent agent can use their knowledge of companies and policies to steer you in the right direction. Most independent insurance agents work strictly on commission, which means they get paid a percentage of the premium amount for your insurance. In those cases, it is in the agent’s best interest to keep their clients happy.